Calculators are provided for education and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your mortgage, financial or tax advisor regarding your unique situation.
Mortgage Calculator
Estimate your monthly mortgage payment with taxes and insurance included
How Much Would Your Monthly Mortgage Payment Be?
This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.
Check PNC's Current Mortgage Rates
FAQ
You’ll enter your purchase price, down payment as either a dollar amount or a percentage, term in years and interest rate.
You can also click Advanced to enter your yearly property tax and homeowner’s insurance, if you know those amounts.
Based on your information, the calculator gives you a monthly payment amount for the data points you have entered.
Data points can include principal and interest, taxes and insurance and private mortgage insurance (PMI). This is shown using a pie chart, but you can also see the breakdown in dollars by clicking the plus sign (+) next to Show details.
If your loan is fixed rate, you’re charged the same amount of interest for borrowing the money over the full term of the loan. This allows your monthly payments to stay the same.
The alternative is an adjustable rate mortgage – where the interest can change during the loan term.
Interest rate is based on a combination of market and personal factors – the current economy, your credit score and how you’ll use the property.
Mortgage rates can change daily. Check current mortgage rates
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Next Steps
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Set your budget. Search for homes. Save your favorites.
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Rate may increase after settlement.
Digital preapproval requires the assistance of a Mortgage Loan Officer. After the first part of the application process is complete, a PNC Mortgage Loan Officer will reach out to finish the remainder of the preapproval.
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
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